PRIVATE CAR

 

Private Car Insurance is required under the Road Traffic Act for vehicles operating on the public highway. Wallace Insurance Brokers have negotiated unique rates and schemes for all levels of cover from Third Party Fire and Theft to Comprehensive to suit your individual requirements. Facilities are also available for young drivers.

 

BUSINESS CAR

 

Many companies provide company cars for staff members. A specialist company business car policy can be arranged to combine all vehicles cover under one policy. Commercial vehicles cannot be added to such a policy (see commercial vehicle section).

 

Vehicle Insurance is required under the Road Traffic Act for vehicles operating on the public highway. Wallace Insurance Brokers have negotiated unique rates and schemes for all levels of cover from Third Party Fire and Theft to Comprehensive, to suit your individual company requirements. Facilities are also available for young drivers.

 

MOTOR INSURANCE COVER TYPES

 

1) Third Party Cover - This insures your liability to others in the case of a car crash or other motor vehicle incident. This includes death or injury to anybody (but not death or injury to employees while they are working, as they are covered by employers liability insurance.

 

2) Fire and Theft (third party) - This is an optional addition to your third party cover.

 

3) Comprehensive Insurance Cover - (Including the above) This covers you in the event of accidental damage regardless of whose fault it was.

 

If you use your own private vehicle in your work, then you should inform your insurers as you will not be covered for business use (travelling to/from work is usually included).